MANILA, Philippines — GoTyme Bank on Wednesday announced that it was offering 20 free InstaPay transfers per month to all customers, starting today, Sept. 3, 2025.
"With a firm understanding of how Filipinos use and move their money across various banks and e-wallets, GoTyme Bank now offers 20 free InstaPay transfers per month to all customers," the digital bank said.

Customers have 20 free transfers on the first of every month, and after the 20th transfer for the month, succeeding transfers will cost P9.00, which can also be paid using GoRewards points.
The new pricing eliminates the standard P15.00 to P25.00 fee charged by e-wallets and traditional banks, while PesoNet transfers continue to be offered free of charge.
"Together, these make everyday transactions more convenient, accessible, and aligned with the way modern Filipinos move their money," GoTyme said.
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"With freedom from fees, savings that add up, and the ability to send money effortlessly to anyone, anytime, GoTyme Bank customers gain financial flexibility and are empowered to achieve more of their goals," it added.
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